Potential Challenges
Financial planning is accounting for the many challenges that affect the outcome of your journey. We begin with a conversation that is designed to not just understand these challenges but to prepare for their potential impact.
Inflation
increases the cost of the items that are purchased during life.
Life expectancies
can extend the retirement journey well into your 90s.
Losing your spouse
will cause an emotional loss and may also cause a severe financial loss.
Social security
provides many unique claiming strategies for you to consider.
Health care
costs will likely account for a larger portion of your budget in the future due to greater inflation.
Long-term care
could dramatically impact the value of your retirement portfolio.
Market conditions
can affect your portfolio's ability to support your plan.
Medicare
planning can be confusing and requires careful planning based on your unique situation.